Safe to spend
$10,544 is safe to spend until payday on Friday.
Coming soon
Your money, explained in plain sentences.
Epiphany Money is a private personal finance app. It puts all your accounts in one place and tells you what's safe to spend, what you're worth and what's leaking, with the math one click away.
One email when it opens. Nothing else.
What it tells you
Real sentences from the app, for a made-up person.
Net worth
You're worth $77,798, up $448 in August.
Budget
Your budget for groceries is on track, with $323 left in September.
Goal
At $621 a month, you'll reach your Emergency fund goal in January 2027, ahead of Dec 31, 2027.
Paycheck
Of your $2,412 paycheck on Aug 21, $2,235 went out by Sep 3, most of it on bills. You kept $177.
Spending change
You spent $679 on dining out in August, $361 more than a usual month.
Forgotten subscription Leak
$2.99 a month to Apple has added up to $39 over 13 months.
Price increase Leak
Spotify went from $10.99 to $11.99 a month in June. That's $12 more a year for the same thing.
What's in the app
Know what you're worth
Everything you have, less everything you owe, day by day.
See what you hold
Each holding, what it's worth and what it cost.
Budgets from your own spending
Suggested from your last three months, then tracked for you.
Follow each paycheck
Bills, savings and what was left, for every pay period.
Catch the leaks
Forgotten subscriptions, price increases and double charges.
Ask in your own words
“Where did my money go this month?” gets a straight answer and the rows behind it.
Our promises
Your data isn't for sale
Your money details are never sold, shared or used for ads.
Every number shows its math
Tap “Show me why” to see the transactions behind any sentence.
No investment advice
It shows what you have and where it goes. It never tells you what to buy or sell.
From the blog
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Be first to try it
Join the waitlist and we'll email you once, the day it opens.
One email when it opens. Nothing else.