Epiphany Money

Free tool

Find the leaks in your bank transactions.

Drop in your bank statements (PDF) or the transaction files from your bank's website and get plain sentences back: forgotten subscriptions, price increases, double charges and where the money went.

  • Read on your own device, never uploaded
  • Free, with no sign-up

Drop your files here

PDF statements, or CSV, Excel, OFX and QFX downloads from your bank's website.

Three months or more works best. Drop several files at once, from every account you use.

Good to know

Use three months or more

One month shows where your money went. Forgotten subscriptions, price increases and changes in your spending only show up across several, so drop three months of statements or more.

Nothing is uploaded

This page reads your files on your own device. They aren't sent to us or anyone else, and they're gone when you close the tab.

No investment advice

It describes what happened in your accounts. It never tells you what to buy or sell.

Where to find your files

  1. Sign in to your bank's website and open the account.
  2. Under Statements, download the last three months or more as PDFs.
  3. Do the same for each account and card, then drop them all here together.

Tested with statements from Chase, Bank of America, Capital One and Citi. If your bank's PDF can't be read, download the transactions instead.

Or download the transactions (CSV)

Chase The account's activity, then the download icon above the transactions
Bank of America The account's activity, then Download above the transactions
Wells Fargo Download Account Activity, on the account page or under its menu
Capital One The account, then Download Transactions
Citi The account's transactions, then Download or Export
Discover Activity & Statements, then Download
American Express Statements & Activity, then Download
Others Look for Export, Download or Quicken near the transactions